So I've just started my first year of chemistry. We've been given 42 radicals to memorize, so I have decided to just learn the rules behind the nomenclature of radicals, rather than just memorize them and forget them after the test. I've pretty much learned how to name radicals through IUPAC standards, but I can't figure out how to determine the charge.
For example, why do phosphate and phosphite both have the same charge of -3? I can figure out why phosphite has 3 oxygen atems, and why phosphate has 4 oxygen, but why would the charge be -3? Do certain atoms have an inherent charge? If so, then wouldn't the charge be affected by the number of electrons contained in the atom?
One more thing: Why would Bicarbonate have 3 oxygen atoms? the "ate" would generally signify 4 oxygen, correct? Why is it not called Bicarbonite?
Inquiring minds wish to know...