Yes, it's H_3PO_4.
I know that the charge of the cation by looking at the periodic table. I am trying to follow the system step by step in my text book, but it just seems like a great big mess to me. I can't distinguish what facts I can deduce from the rules, and the facts I just have to remember. It's very frustrating how compounds are named.
For example, if I want to find the formula for Molybdemum IV Phosphate, I know that the charge of the cation is +4 from the roman numerals. Now all I know is that the net charge of the anion(s) is -4. So is it impossible to deduce the charge, and therefore the number, of PO_4 anions in this compound?
I could guess the the charge of one PO_4 anion is -4 and just right MoPO_4. Or he formula could be Mo(PO_4)_2 if the charge is -2, it could be Mo_2(PO_4)_4 if the charge is -1, etc.