Well, the solubility product of AgCl is ca. 10-10, so if you have 0.02M Cl- already, only about 10-8M of AgCl will dissolve - a negligible change to [Cl-].
But I think it isn't the solubility of AgCl we have to worry about but rather the overall cell reaction, which produces Cl
- with E°(cell)=+0.2223 (K = 3.31*10
7 for n=2 at 298 K)?
Or perhaps this reaction is really slow (seems to be a trend with reactions involving the H
+/H
2 couple - come to think of it, this is also why it is ok to measure the EMF without using a salt bridge - but my trouble is, we often see this couple being perfectly fast, e.g. if it is paired with the Na/Na
+ couple, so this doesn't seem easy to explain) so is not taken to reach (or even significantly approach) its equilibrium, so we only have to look at AgCl dissolution (which reaches equilibrium) for what it adds to the original chloride concentration?