Why did you add H2O in the equilibrium equation?
Because it is present in the reaction equation. Typically - in water solutions - concentration of water is constant and doesn't change during the reaction, so we can ignore it (it is equivalent of assuming it is just a part of the equilibrium constant). But just because we typically ignore it doesn't mean it is not there.
Also what are disclaimers?
Way above your head. Don't worry about them for now, just be prepared it is not yet a full picture. What you already know should be enough for solving many problems.
Actually I doubt anyone has a full picture.